SA Personal Loans


Go ahead and apply now!

Interest Rate (p.a.)

Between 9.8% and 21%​

Loan Tenure

From 6 to 59 months

Approval Duration

Within 48 hours​

Min. monthly income


SAPersonalLoans Online

SA Personal loans is a South African based loan aggregator or loan broker.  You can apply for a loan with hundreds of South African lenders including the big four banks by just submitting one web application with SA Personal Loans online. 

SAPersnaloans do not charge you a fee for this online application, however, they may be paid a finder’s fee by the institution that will provide you with the loan.

SA Personal Loans does not provide short term or payday loans. They only provide medium-term loans with a time frame of 6 to 59 months.  Their interest rates are flexible and their repayment periods can also be suited to fit your needs.

SA loans personal

Why Use SA Personal Loans

SA Personal loans is an organization that operates on the principle of transparency and honesty.  The interest rate you get from the system will be indicative and will be finalized when you complete the transactions with the lender providing the loan. 

Interest rates are legally regulated and will be anywhere between 9.8% and 21% depending on your risk profile as assessed by the lender.

sa loan apply

How To Apply For A Loan?

To apply for a SA personal loan, you need to be a South African citizen with a 13 digit South African ID number.  You need to be at least 18 years of age and earn a monthly income of at least R 1,500 and operate a South African bank account.

You can apply for any loan amount between R 500 and R 150,000 from SAPersonalLoans.  There are no application fees and interest rates are flexible based on your risk profile and other factors such as the amount you are applying for.

How SApersonalloans Helps You?

SAPersonalLoans is there to make your life simple.  You can make one loan application and your application will be assessed by hundreds of personal loan providers in South Africa, and the one with the most favorable terms will be returned to you.

All personal loan applications are completely confidential.  None of your friends or relatives will know that you have applied for a personal loan. Your information and rights are secured and will never be compromised. 

You will get approval for your loan within one day.  SAPersonalLoans realizes that when you need a personal loan you need it now and cannot be waiting for a long period to get it.

Above all, SAPersonalLoans makes sure that the personal loan amount you receive is affordable for you to repay.

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