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Interest Rate (p.a.)
24 months - 2 years
Up to 2 days
Min. monthly income
EasyCashLoans are really easy
Easy Cash Loans offer a complete solution for the consumer in need of cash paid into their bank account. The company offers financial services to customers in South Africa and has lower minimum requirements than many of the competitor options that individuals can utilize for personal loans. The application process is rather quick and easy, with no need to visit any branches or go through other time-consuming processes.
Another fact that makes EasyCashLoans better than some alternative companies in the country would be the flexible terms, along with the low-interest rates granted on the loans issued by the lending partners. Customers are also not required to provide any type of securities for taking out a loan with the help of this company. In this Easy Cash Loans review, we take a look at how you can apply for a loan, how to know if you may qualify, and what this company offers you.
Applying For A Loan
One thing that you will notice when looking at EasyCashLoans reviews is that the company has an incredibly easy process when it comes to applying for a loan. The loan finding service offered by the company is provided for free as part of their membership package, which also comes with additional services that are certainly convenient for the customer.
The first step is for the consumer to visit the official Easy Cash Loans South Africa website. The website is compatible with both mobile and desktop devices. When the customer is ready to proceed with the application process, they need to click on the “Apply Now!” button.
This button takes them to the application form. The form is filled out online and includes a two-step process. The customer should start by filling out their name, surname, identity number, and other details requested on the form. They would then click on the “Next” button to complete the final step of the application.
After the consumer follows all these steps, they will be given access to the entire membership package that Easy Cash Loans offer. The customer’s details will also be sent to matched lenders to give them access to low-interest loans.
What Can Disqualify You From Getting A Personal Loan?
While the qualifying criteria set out by Easy Cash Loans is very low, there are some customers who may not qualify for the package offered by the company. The customer should educate themselves on the disqualification criteria that would mean that the company would not be able to assist them.
First, it is important to consider the minimum requirements. The client needs to be at least 18 years old to use the service. They also need to be a South African citizen and have a valid South African bank account. A minimum monthly income of R1500 or more is needed – this should be a fixed income, which means the customer should be permanently employed.
Disqualifying criteria include customers who have previously filed for bankruptcy and those who are under debt review. The company also does not help customers who have been placed under administration or any type of program that focuses on helping to restructure the consumer’s debt.
How Can EasyCashLoans Help You?
Easy Cash Loans online South Africa provides you with a number of convenient services. The main service offered by the company would be the loan finding service. This particular service comes as part of its membership program. The customer’s data will be submitted to lending partners who are able to offer low-interest loans. You can also make use of Easy Cash Loans if you have a bad credit record.
Additionally, this company gives you access to other services as well. You get access to a comprehensive credit report. This helps you better understand your own credit history and profile. You are also provided with a Legal Assist program. With this program, you can get legal advice from qualified professionals by simply calling the hotline number that is provided to you after you become a member at Easy Cash Loans. The Legal Assist program gives you 24/7 access to this hotline – if you simply need some legal advice or if you perhaps require a referral to a professional lawyer, you can simply call the hotline and help will be provided to you instantly.